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Banking, insurance & services

Geomarketing for banking, insurance and services

Optimise your network of branches and service points: discover where to reinforce, where to open and which areas hold the most potential, applying the same criteria across the whole network.

POINOVA splits an area into five balanced territories, with the population and size of each one
What it solves for you

Your network, optimised with data

Managing many branches by gut feeling is expensive. Here's where POINOVA helps.

Where should you open the next branch? Pro

Score any area by its population and potential, with objective criteria.

Which branches have the most potential? Pro

Analyse the areas where you already operate and prioritise where to reinforce or resize.

Who lives in each area?

Demographic profile of each area to tailor your offer and messaging.

Use cases

This is how you decide where to open each branch or ATM

Place branches, ATMs and sales teams where there is the most business potential, with a single criterion for the whole network.

POINOVA splits an area into five balanced territories, with the population and size of each one

Branch and ATM network Pro

Before opening or closing a location, the NovaScore rates each area's conditions from 0 to 100 for the “Offices & professional services” business type, and you see how many people live around it. That is how you decide where to strengthen the network, where to install a new ATM and which branches to resize.

Balanced sales territories Pro

You split your market into territories balanced by customers, population or area and assign each one to an agent or broker. Every rep works a clear area, with no overlaps.

Priority neighbourhoods by income

You filter neighbourhoods by average income or by population density to target mortgage, insurance or savings campaigns. You concentrate your commercial investment in the areas where your product fits best.

Offices and branches

Every branch in the right place

Decide where to reinforce, where to open and how to split territory between branches with official data.

Potential of each zone Pro

The NovaScore rates each area's conditions from 0 to 100 for the “Offices & professional services” business type.

Competitor coverage Pro

See on the map the bank branches, ATMs and insurers already in each district, wherever our sources record them, and judge whether the area is saturated.

Territory split Pro

Split the area between branches or agents with balanced loads. Optimised visit routes are on the Advanced plan.

Compare locations Pro

Put several candidate branches side by side with the same yardstick before you decide.

Frequently asked questions

Frequently asked questions about POINOVA for banking, insurance and services

How does POINOVA help plan a branch network?
On the free plan you can already draw the area within a few minutes' reach of a branch and see how many people live there and their income. The Pro plan adds competitors, the NovaScore and a side-by-side comparison of candidates, to decide where to open, strengthen or resize.
Can I split the territory between my agents or brokers?
Yes, with the Pro plan. You split the map into territories balanced by customers, population or area and assign each one to an agent or broker. Optimised visit routes are on the Advanced plan.
What can I see for free, and what needs the Pro plan?
Free, with no card: a map with basic demographic data, population by area, the country view by areas, drawing areas (2 isochrones a day) and up to 3 saved areas. From the Pro plan: NovaScore and 60+ indicators, competitors, PDF and Excel reports, guided studies and territories.
Is there a NovaScore built for bank branches?
We don't have a banking-specific business type. For a branch you pick “Offices & professional services” and the NovaScore rates the area's conditions from 0 to 100 (Pro plan). It measures conditions and does not predict sales. You set your own criteria on the Advanced plan.
Do I need to know about maps or data?
No. POINOVA is self-service and runs in your browser, with nothing to install: you mark a branch or draw an area and see its data on the map. You can start for free, with no card needed.

A more profitable network

Try it free with an area you know and see who lives there. No card required.

Try for free
Included in the free plan: Map with basic demographic data · Population by area · Country view by areas · Draw areas (2 isochrones a day) · Up to 3 saved areas.
Not included (unlocks when you upgrade): NovaScore and 60+ indicators · Competitors and points of interest · PDF and Excel reports · Guided studies · Territories.
See plans
Banking, insurance & servicesTry for free